Shocked, Simply Shocked!
Hi! It's me, Kieran. Mommy just told me our health insurance company has reneged on an agreement they made last fall to cover my birth. According to them, my birth was an uncovered "experimental treatment for a diagnosed illness or injury."
See my face? I'm shocked, too. Because, childbirth is, you know, an unproven and experimental treatment for pregnancy.
Zounds, Batman. The grown-up world is completely nuts.
Labels: I don't believe it
11 Comments:
Frankly, I'm impressed that your insurance even considered covering a home birth. Ours just laughed in our faces.
By Julie, at Tuesday, June 19, 2007 6:26:00 PM
That is bizarre -- assuming all goes well, I would think that a home birth is considerably less expensive than a hospital birth! But what do I know; color me surprised, just like Kieran.
By Suzanne, at Tuesday, June 19, 2007 8:34:00 PM
Huh. My jaw pretty much hit the floor, although I guess I'm not surprised. M said that if you need the name of his insurance guy to give us a call...
By chichimama, at Tuesday, June 19, 2007 10:33:00 PM
oh man, that sucks! :(
i'm still trying to get my insurance company to acknowledge my claim for my home birth that happened - what - 7 months ago now? it's so ridiculous and frustrating.
i hope you can fight this all the way up the ladder. something has to change in our crazy society.
By Crunchy Domestic Goddess, at Wednesday, June 20, 2007 11:56:00 PM
What? That's crazy.
By jo(e), at Thursday, June 21, 2007 8:00:00 AM
That is insane!!!
By Jill Urbane, The Mentor Mom, at Thursday, June 21, 2007 3:21:00 PM
Julie - What? They wouldn't even consider it? Now that's truly crazy!
Suzanne - Yup, it would have been much more expensive at the hospital, so I have no idea why they are being so prickly.
Amy - Did they say they would cover it and then backtrack? Or has it been a fight from the beginning?
Chichimama - That's nice of M to offer. Right now we're appealing, so we'll see where that goes, but a good insurance guy might be handy depending on where the appeal goes.
Jo(e), and Jill - It is crazy and insane. Then again, so is much of what happens in the world, I guess ;-) I'm peeved as much as anything b/c we had it in writing that they would cover it, and now they say "No!" Hmph.
By Liesl, at Thursday, June 21, 2007 8:59:00 PM
WOW, I can't even imagine what that must be like. I have to say I love having a public health care system, and not having to worry about stuff like that.
I rally hope everything works out!
By Christy, at Sunday, June 24, 2007 10:44:00 PM
holy sh#@! Not totally surprising though, I was once denied coverage for ovarian cysts based on a pre-existing condition. The pre-existing condition they sited when eventually cornered? Repeated EAR INFECTIONS. Apparently, they spread to my ovaries. Insurance companies are great, aren't they?
By amakice, at Monday, June 25, 2007 6:29:00 PM
"Experimental"?? Um, yeah. People have been "experimenting" with home births since the beginning of time. Only very recently (in history) did anyone even think of going to a hospital. Experimental. Huh. (I'm not even going to touch the "illness" part.) UNBELIEVABLE!
By Jennifer, at Tuesday, June 26, 2007 11:28:00 PM
That is just unbelievable. Hope that you are able to get it all worked out soon!!
By Steph, at Wednesday, June 27, 2007 9:45:00 AM
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